COMPREHENSIVE VEHICLE
FINANCING SOLUTIONS

Auburn University Credit Union in Auburn, AL, is your trusted partner for exceptional vehicle loans and new auto loans designed to get you on the road with confidence. Whether you're seeking new auto loans for your dream car or exploring our comprehensive vehicle loans portfolio, we offer competitive rates and flexible terms that make financing your next purchase affordable and stress-free.

Our experienced team consists of local people with local knowledge who understand your community's unique needs. From Car Buying Service options to used auto loans, motorcycle loans, new and used recreational vehicles, and boat loans, we provide personalized guidance throughout the entire financing process to ensure you find the perfect solution for your transportation needs.

Complete Financing Options

Our vehicle loans portfolio includes financing for new auto loans, used auto loans, motorcycle loans, recreational vehicles, and boat loans, ensuring we have the right solution for every type of transportation need. Whether you're purchasing your first vehicle or upgrading to something new, our flexible terms and competitive rates make the process straightforward and affordable.

Streamlined Application Process

Starting your vehicle loan application sooner rather than later makes your journey less stressful, and our efficient process puts you in the driver's seat from day one. We make financing easier by helping you understand your options, providing Carfax reports for used vehicles, and offering additional benefits through our Car Buying Service powered by TrueCar.

Member-Focused Benefits

As a credit union, we return profits to our members through lower fees and better rates on all vehicle loans. Our commitment to helping members borrow wisely means you receive personalized attention from loan experts who take a vested interest in your financial success and community wellbeing.

Frequently Asked Questions About Our Vehicle Loans and New Auto Loans

Auburn University Credit Union provides comprehensive vehicle loans, including new auto loans, used auto loans, motorcycle loans, boat loans, and RV financing. Our new auto loans offer competitive rates starting at 5.75% APR with terms up to 72 months, while used vehicle financing begins at 6.25% APR. We also finance motorcycles, boats, and recreational vehicles with flexible terms tailored to each vehicle type.

Members can apply online at aufcu.symapp.jhahosted.com or contact our loan department at 334-844-4120. We offer pre-approval to give you bargaining power at dealerships and provide zero application fees on all vehicle loans. Our partnership with TrueCar offers additional discounts and pre-negotiated pricing, while members purchasing used vehicles receive free Carfax reports.

As a member-owned credit union, we offer relationship banking discounts of 0.25% APR for existing members, zero application fees, and up to 120% financing options. Our local loan experts provide personalized service, and we focus on member benefits rather than profits, ensuring competitive rates and exceptional customer care.
VEHICLE LOANS

MINIMIZE YOUR MONTHLY PAYMENT… NOT YOUR RIDE!

Whether you’re looking to buy or refinance, we have a variety of flexible terms and competitive rates to get you going in no time. Utilize our Car Buying Service powered by TrueCar for additional discounts.

Newauto

New Auto

  • No application fee
  • Pre-approval available for extra bargaining power at the dealership
  • Terms up to 6 years
  • Interest rate discounts with previous auto loans
  • Auto loan refinancing available
Start Your Application
Usedauto

Used Auto

  • No application fee
  • Terms up to 5 years
  • 0.25% Discount if you have previously financed a vehicle with AUCU
  • Auto loan refinancing available
Used Auto Application
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Motorcycle

Offering low-rate motorcycle loans that are great for new, used, and refinanced models.

  • No application fee
  • Up to 125% Financing
Motor Cycle Application
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Recreational Vehicle

Outdoor adventures await! Our low-rate RV loans are outstanding for both new and used recreational vehicles. Refinancing available.

  • No application fee
  • Terms up to 10 years
  • 100% of NADA retail of selling price
Recreational Vehicle Application
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Boat Loans

Enjoy life on the water. Our low-rate boat loans are great for both new and used. We also offer boat loan refinancing options.

  • No application fee
  • Terms up to 8 years
  • Refinancing available
  • 100% of NADA retail of selling price
Boat Loans Application
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Finance Your Next Auto Purchase With Someone You Can Trust

A vehicle purchase is an important yet exciting decision. Whatever your vehicle needs, determining how to pay for your new set of wheels is where Auburn University Credit Union can help.

Before purchasing a vehicle, you need to be comfortable with both the price of the car and the interest rate on the loan.

Your monthly payment will be determined by:

  • The amount of money you borrow
  • Loan interest rate
  • Length of the loan

We offer new and used car loans with low-interest rates. Starting the auto loan process sooner rather than later can make your journey less stressful. Most importantly, we make the process easier by helping you better understand your financing options.

Careers

PAY MY LOAN

All payments are applied directly to your loan account within two business days, or on the posting date you have selected, and will automatically be credited towards your loan balance.

NOTE: Login required. Register if using for the first time. A fee will apply for credit/debit card transactions. Card payments made with VISA credit cards are not accepted.

Careers

NEED A CARFAX REPORT?

Buying a used car and need a Carfax report? Call us today or email loandept@myaucu.org for your report.

How much will my loan payments be?

A MEMBER-OWNED CREDIT UNION

FINANCE YOUR NEXT AUTO PURCHASE WITH A LOAN FROM AUCU

At Auburn University Credit Union, our team consists of local people with local knowledge. We take a vested interest in the communities we serve by helping members borrow wisely.

An auto loan is a serious decision that requires looking at the overall impact on your finances. The purchase price is just one factor in the final amount paid for your vehicle of choice.

Quick action is essential for securing financing when you decide upon the vehicle for your auto needs. Take your first step toward a manageable auto loan from Auburn University Credit Union by contacting us online or calling (334) 844-4120. Together we can work to secure the right financing for your budget, leaving you with a manageable monthly payment and a new set of keys.

CHECK OUT OUR GREAT LOW RATES

Loan Rates

All loans are subject to credit approval. Rates are subject to change and are based off of credit worthiness.