Find Secured Loans in Auburn, AL
PERSONAL LOANS
We help our clients reach their goals!
Auburn University Credit Union in Auburn, AL, provides comprehensive personal loans and secured loans designed to help you achieve your financial goals with confidence. Whether you need borrowing solutions for debt consolidation loans, building credit, or accessing funds through refinancing options, AUCU offers competitive rates and flexible terms that work for your unique situation.
Our experienced team understands that every member's financial journey is different. From share-secured loan opportunities that help establish credit to signature loan products and our popular E-Z Eagle Line of Credit, we provide personalized service that puts your financial wellness first. We're here to support you through life's milestones and unexpected challenges.
SHARE SECURED LOAN
Build your credit history while accessing the funds you need with a Share-Secured Loan from Auburn University Credit Union. This secured loan option uses your savings account as collateral, making it an excellent choice for members looking to establish or rebuild their credit. Perfect for covering expenses while demonstrating responsible borrowing habits.
SHARE-SECURED LOAN FEATURES:
- Use your savings as collateral
- Build credit with each payment
- Lower interest rates than unsecured options
- Guaranteed approval with sufficient savings
E-Z EAGLE LINE OF CREDIT
Make a large purchase, consolidate debt or cover unexpected expenses with an Auburn University Credit Union E-Z Eagle Line of Credit. You can also pay for short-term expenses such as taxes, holidays and vacations. No collateral is required, and you’ll get some of the best interest rates.
E-Z EAGLE LOAN FEATURES:
- Terms up to three years before required renewal.
- Interests below the competitive interest rates.
- No collateral required.
- No application fees.
SIGNATURE LOAN - UNSECURED
Make a large purchase, consolidate debt or cover unexpected expenses with a Signature Loan. You can also pay for short-term expenses such as taxes, holidays and vacations. No collateral is required with excellent interest rates.
SIGNATURE LOAN FEATURES:
- Terms up to 60 months
- No collateral required.
- No application fees.
UNDERSTANDING YOUR LOAN OPTIONS
Auburn University Credit Union offers various personal loan types to meet different financial needs and credit situations. Understanding these options helps you choose the best solution for your circumstances:
- UNSECURED PERSONAL LOANS: These loans require no collateral and offer quick access to funds for various purposes, though they typically have higher interest rates due to increased lender risk.
- SECURED PERSONAL LOANS: By using collateral such as savings accounts or other assets, these loans offer lower interest rates and help members build credit while accessing needed funds.
- FIXED-RATE LOANS: Predictable monthly payments make budgeting easier, as your interest rate and payment amount remain constant throughout the loan term.
- DEBT CONSOLIDATION LOANS: Combine multiple debts into one manageable monthly payment, potentially reducing overall interest costs and simplifying your financial obligations.
JOIN AUCU FAMILY
From personal loans to secured loans and everything in between, Auburn University Credit Union stands ready to support your financial journey with competitive rates and personalized service. Our commitment to borrowing solutions, refinancing options, and credit-building opportunities reflects our unwavering dedication to member success. Since 1960, we've proudly upheld our Credit Union mission of people helping people, creating a community where your financial wellness truly matters. Experience the difference of membership with a Credit Union that puts your goals first and helps you build the financial future you deserve.