Effective June 3, our South Donahue location's drive thru hours will be Monday - Thursday 8AM to 5PM, Friday 7:30AM to 5:30PM, and Saturday 8AM - 12PM. Locations

Deposit

Share Accounts

  Opening Minimum Compound Period Minimum Daily Balance APR APR
Regular Shares $5 Quarterly None 0.35% 0.35%
Basic Checking $0 N/A None N/A  
Premium Checking $5 Monthly $500.00 0.15% 0.15%

Share Certificates

Minimum Deposit - $2,500

Term Compound Period APR APY
90 Days Maturity 0.50% 0.50%
180 Days Maturity 0.75% 0.75%
365 Days Maturity 1.50% 1.50%
12-17 Months Quarterly 1.50% 1.50%
18-23 Months Quarterly 1.50% 1.51%
24-29 Months Quarterly 1.60% 1.61%
30-35 Months Quarterly 1.60% 1.61%
36-41 Months Quarterly 1.60% 1.61%
42-47 Months Quarterly 1.60% 1.61%
48-53 Months Quarterly 1.60% 1.61%
54-60 Months Quarterly 1.75% 1.76%
7 Month Special Paid at Maturity 4.25% 4.25%
13 Month Special Quarterly 4.25% 4.32%

Jumbo Rate- $100,000+ Deposit

Term Compound Period APR APY
90 Days Maturity 0.60% 0.60%
180 Days Maturity 0.85% 0.85%
365 Days Maturity 1.60% 1.60%
12-17 Months Quarterly 1.60% 1.60%
18-23 Months Quarterly 1.60% 1.61%
24-29 Months Quarterly 1.70% 1.71%
30-35 Months Quarterly 1.60% 1.61%
36-41 Months Quarterly 1.60% 1.61%
42-47 Months Quarterly 1.60% 1.61%
48-53 Months Quarterly 1.60% 1.61%
54-60 Months Quarterly 1.75% 1.76%
7 Month Special Paid at Maturity 4.35% 4.35%
13 Month Special Quarterly 4.35% 4.42%

IRA Share Certificates

Minimum Deposit - $2,500

Term Compound Period APR APY
12-17 Months Quarterly 1.50% 1.51%
18-23 Months Quarterly 1.50% 1.51%
24-29 Months Quarterly 1.60% 1.61%
30-35 Months Quarterly 1.60% 1.61%
36-41 Months Quarterly 1.60% 1.61%
42-47 Months Quarterly 1.60% 1.61%
48-53 Months Quarterly 1.60% 1.61%
54-60 Months Quarterly 1.75% 1.76%
7 Month Special Paid at Maturity 4.25% 4.25%
13 Month Special Quarterly 4.25% 4.32%

Jumbo Rate- $100,000+ Deposit

Term Compound Period APR APY
12-17 Months Quarterly 1.60% 1.61%
18-23 Months Quarterly 1.60% 1.61%
24-29 Months Quarterly 1.70% 1.71%
30-35 Months Quarterly 1.60% 1.61%
36-41 Months Quarterly 1.60% 1.61%
42-47 Months Quarterly 1.60% 1.61%
48-53 Months Quarterly 1.60% 1.61%
54-60 Months Quarterly 1.75% 1.76%
7 Month Special Paid at Maturity 4.35% 4.35%
13 Month Special Quarterly 4.35% 4.42%

Loan

Automobiles - Up to 120% Financing

Category Rate
New Cars As low as 5.25% APR
Used Cars As low as 6.75% APR
  • Existing auto loans not available for refinance.
  • $15,000 minimum amount financed for new auto loans over 60 months.
  • Add 3 months onto term with purchase of GAP/CL/Warranty
  • 0.25% APR* Discount for Relationship Banking** *APR = Annual Percentage Rate. Rates and terms are based upon individual credit worthiness and are subject to change. **Relationship banking applies to members who have previously financed a vehicle with AU Credit Union.

Motorcycle Financing

Category Rate
New Motorcycles as low as 7.00% APR
Used Motorcycles as low as 9.00% APR
  • New Motorcycles equals 0-2 year old models
  • Used Motorcycles equals 3-8 year old models
  • Up to 125% Financing

Boat Financing

Category Rate
New Boats as low as 8.25% APR
Used Boats as low as 10.00% APR
  • New Boats equals current or 3 years old model.
  • Maximum repayment for boat loans up to $20,000 is 72 months.
  • 100% Financing

Recreation Vehicle Financing

Category Rate
New Vehicles 8.50% APR
Used Vehicles 9.50% APR
  • New RV/Travel Trailer equals current or previous calendar year.
  • Maximum Loan Amount is $100,000.
  • Maximum Repayment for loans up to $20,000 is 72 months

Tractor/ATV/Trailer Financing

Category Rate
New Tractor/ATV/Trailer as low as 7.00% APR
Used Tractor/ATV/Trailer as low as 8.25% APR
  • New models equal 0-2 years old
  • Used models equal 3-8 years old
  • 100% Financing

Share/Certificate Secured Loans

Category Rate
Share/Certificate Secured 5.00% APR

Other Loans

Category Rate
Signature Loans as low as 9.90% APR
E-Z Eagle LOC as low as 9.90% APR
Mastercard Platinum Credit Card as low as 10.99% APR


Home Equity Line of Credit

Category Rate
First Mortgage variable rate, as low as 7.75% APR
Second Mortgage variable rate, as low as 7.75% APR
5 Year Balloon variable rate, interest only, as low as 9.25% APR

Mortgage Loans

Category Rate
First Mortgages 5 to 10 Years Fixed as low as 6.00% APR
First Mortgages 11 to 15 Years Fixed as low as 6.25% APR
First Mortgages 16 to 20 Years Fixed as low as 6.75% APR
7 Year ARM as low as 6.75% APR
7 Year Balloon as low as 6.75% APR
5 Year ARM as low as 6.50% APR
5 Year Balloon as low as 6.50% APR
Second Mortgages up to 5 years as low as 8.258.50% APR
Second Mortgages over 5 years, up to 10 years as low as 9.00% APR

All loans subject to credit approval. **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.


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