STUDENT SOLUTIONS credit building
BUILD YOUR CREDIT the smart way
Good credit can open doors, so it’s important that you build it in a way that works with your unique financial circumstances. AUCU offers various credit-building approaches to help you build credit with benefits.
Make the Honor Roll? Get $25!
Student Solution account holders in 7th through 12th grade are eligible for up to $25 in cash rewards for making the A or A/B Honor Roll.
BUILD YOUR CREDIT your way
BUILD YOUR CREDIT your way
Your credit journey starts here—your way. At AUCU, we’ve got more than one route to help you build credit, so you can choose the option that matches your goals and your budget.
| 1 CREDIT + SAVINGS COMBO | 2 CREDIT ONLY | 3 PAY AS YOU UNLOCK | |
|---|---|---|---|
UPFRONT MONEY REQUIRED |
$1,000 |
$1,000 |
$1,000 |
LOAN AMOUNT |
$1,000 |
$1,000 |
$1,000 |
MONTHLY PAYMENTS |
$87 |
$87 |
$87 |
ACCESS TO LOAN MONEY |
No access until the end of the year |
Full access to $1,000 immediately |
Partial access monthly as money is unlocked |
SAVINGS BENEFIT |
Yes! You save $1,000 over the course of one year and get it back |
No extra savings |
Yes! Provided you don’t spend the money as it’s unlocked |
CREDIT BUILDING |
✔ |
✔ |
✔ |
NO CREDIT CHECK OR APPLICATION FEE |
✔ |
✔ |
✔ |
CONS |
$1,000 locked up for a year |
No extra savings |
No guaranteed savings if unlocked money is spent |
