Vehicle Loans
Minimize Your Monthly Payment… Not Your Ride!
Whether you’re looking to buy or refinance, we have a variety of flexible terms and competitive rates to get you going in no time. Utilize our Car Buying Service powered by TrueCar for additional discounts.
New Auto
- No application fee
- Pre-approval available for extra bargaining power at the dealership
- Terms up to 6 years
- Interest rate discounts with previous auto loans
- Auto loan refinancing available
Used Auto
- No application fee
- Terms up to 5 years
- 0.25% Discount if you have previously financed a vehicle with AUCU
- Auto loan refinancing available
Motorcycle
Offering low-rate motorcycle loans that are great for new, used, and refinanced models.
- No application fee
- Up to 125% Financing
Recreational Vehicle
Outdoor adventures await! Our low-rate RV loans are outstanding for both new and used recreational vehicles. Refinancing available.
- No application fee
- Terms up to 10 years
- 100% of NADA retail of selling price
Boat Loans
Enjoy life on the water. Our low-rate boat loans are great for both new and used. We also offer boat loan refinancing options.
- No application fee
- Terms up to 8 years
- Refinancing available
- 100% of NADA retail of selling price
How much will my loan payments be?
Available for our members!
Need a Carfax Report?
Buying a used car and need a Carfax report? Call us today or email loandept@myaucu.org for your report.
PAY MY LOAN
Click to Begin Making Your Online Payment
All payments are applied directly to your loan account within two business days, or on the posting date you have selected, and will automatically be credited towards your loan balance.
NOTE: Login required. Register if using for the first time. A fee will apply for credit/debit card transactions. Card payments made with VISA credit cards are not accepted.
NEED TO MAKE A PAYMENT TO YOUR CREDIT CARD?
Visit ezcardinfo.com to make convenient payments to your AUCU Credit Card.
Finance Your Next Auto Purchase With Someone You Can Trust
A vehicle purchase is an important yet exciting decision. Whatever your vehicle needs, determining how to pay for your new set of wheels is where Auburn University Credit Union can help.
We offer new and used car loans with low-interest rates. Most importantly, we make the process easier by helping you better understand your financing options.
Auto Loans FAQs
Starting the auto loan process sooner rather than later can make your journey less stressful. The following frequently asked auto loan questions are essential when it comes to preparing for your auto purchase:
How Do These Three Factors Affect Your Monthly Payment?
Your monthly payment is an essential factor when purchasing a vehicle. However, financing a car adds to the overall price of the vehicle. A trusted financial provider by your side can ease your mind regarding this significant financial purchase.
The following three factors can influence how much you pay each month:
- The loan amount: negotiating vehicle price or placing a down payment can impact the loan amount
- The annual percentage rate: a lower APR can reduce the amount of your monthly payment
- The loan term: a longer loan may decrease your monthly payment yet result in more interests payments over the life of the loan
How much you borrow, at what percentage rate, and for how many years impact your monthly payment. A loan officer from Auburn University Credit Union can find the best option for making your payment manageable.
By looking at the big picture, your loan officer can apply their skills and financing knowledge to your loan application. In addition, you will find our team friendly, approachable, and eager to help members achieve their financial goals. Contact us today to learn more about AUCU’s options for auto loan financing.
What Factors Do I Need to Weigh Before Deciding Upon a Financing Option?
Each auto loan application is unique. An applicant’s credit, employment status, and possible down payment can affect their loan. The type of loan that works for a friend or family member may not serve your auto financing needs.
Whether your purchase is a milestone event involving a dream car, a motorcycle, or a pick-up truck, we are here to help. Auburn University Credit Union proudly serves members no matter their type of vehicle preference.
Deciding the best financial path for your purchase now can prevent misunderstanding — and unaffordable payments — later. So let us help you through the process to get cruising in or on your new wheels sooner.
Finance Your Next Auto Purchase With a Loan From Auburn University Credit Union
At Auburn University Credit Union, our team consists of local people with local knowledge. We take a vested interest in the communities we serve by helping members borrow wisely.
An auto loan is a serious decision that requires looking at the overall impact on your finances. The purchase price is just one factor in the final amount paid for your vehicle of choice.
Quick action is essential for securing financing when you decide upon the vehicle for your auto needs. Take your first step toward a manageable auto loan from Auburn University Credit Union by contacting us online or calling 888-899-2112. Together we can work to secure the right financing for your budget, leaving you with a manageable monthly payment and a new set of keys.
Image Source: Tero Vesalainen / Shutterstock
CHECK OUT OUR GREAT LOW RATES
All loans are subject to credit approval. Rates are subject to change and are based off of credit worthiness.
Loan Rates