Vehicle Loans

Vehicle Loans


Vehicle Loans

Minimize Your Monthly Payment… Not Your Ride!

Whether you’re looking to buy or refinance, we have a variety of flexible terms and competitive rates to get you going in no time. Utilize our Car Buying Service powered by TrueCar for additional discounts.

Black car with autumn leaves resting in the door handle of the driver's side.

PAY NOTHING FOR 90 DAYS!

Finance your next vehicle with AUCU or move an existing auto loan to AUCU and PAY NOTHING for 90 days!

Get Pre-Approved Start Shopping
New set of keys sitting on a wooden table. Person's hand is holding a pen that is signing a piece of paper.

New Auto

Fixed auto loan interest rates as low as 1.99% APR

  • No application fees
  • Pre-approval available for extra bargaining power at the dealership
  • Terms up to 6 years
  • Interest rate discounts with previous auto loans
  • Auto loan refinancing available

New Auto Application
A vehicle's dashboard and steering wheel. Blurry from the sun shining through the windshield.

Used Auto

Fixed auto loan interest rates as low as 2.25% APR

  • No application fees
  • Terms up to 5 years
  • 0.25% Discount if you have previously financed a vehicle with AUCU
  • Auto loan refinancing available

Used Auto Application

Motorcycle

Offering low-rate motorcycle loans great for both new and used. We also offer loan refinancing options.

  • Fixed loan interest rates as low as 2.99% APR for New
  • Fixed loan interest rates as low as 4.99% APR for Used
  • No application fees
  • Up to 125% Financing

NADA Guides - Motorcycles

Motorcycle Application

Recreational Vehicle

Outdoor adventures await! Our low-rate RV loans are great for both new and used recreational vehicles. Refinancing available.

  • Fixed RV loan interest rates as low as 4.75% APR for New and 6.00% APR for Used
  • No application fees
  • Terms up to 10 years
  • 100% of NADA retail of selling price

NADA Guides - RV

Recreational Vehicle Application

Boat Loans

Enjoy life on the water. Our low-rate boat loans are great for both new and used. We also offer boat loan refinancing options.

  • Fixed boat loan interest rates as low as 4.50% APR for New and 5.75% APR for Used
  • No application fees
  • Terms up to 8 years
  • Refinancing available
  • 100% of NADA retail of selling price

NADA Guides - Marine

Boat Loan Application

How much will my loan payments be?


Available for our members!

Need a Carfax Report?

Buying a used car and need a Carfax report? Call us today or email loandept@aufcu.org for your report.

PAY MY LOAN

Click to Begin Making Your Online Payment

All payments are applied directly to your loan account within two business days, or on the posting date you have selected, and will automatically be credited towards your loan balance.

NOTE: Login required. Register if using for the first time. A fee will apply for credit/debit card transactions. Card payments made with VISA credit cards are not accepted.

NEED TO MAKE A PAYMENT TO YOUR CREDIT CARD?

Visit ezcardinfo.com to make convenient payments to your AUCU Credit Card.


CHECK OUT OUR GREAT LOW RATES

All loans are subject to credit approval. Rates are subject to change and are based off of credit worthiness.

Loan Rates