Vehicle Loans

Minimize Your Monthly Payment… Not Your Ride!

Whether you’re looking to buy or refinance, we have a variety of flexible terms and competitive rates to get you going in no time. Utilize our Car Buying Service powered by TrueCar for additional discounts.

New set of keys sitting on a wooden table. Person's hand is holding a pen that is signing a piece of paper.

New Auto

  • No application fee
  • Pre-approval available for extra bargaining power at the dealership
  • Terms up to 6 years
  • Interest rate discounts with previous auto loans
  • Auto loan refinancing available

A vehicle's dashboard and steering wheel. Blurry from the sun shining through the windshield.

Used Auto

  • No application fee
  • Terms up to 5 years
  • 0.25% Discount if you have previously financed a vehicle with AUCU
  • Auto loan refinancing available

Used Auto Application


Offering low-rate motorcycle loans that are great for new, used, and refinanced models.

  • No application fee
  • Up to 125% Financing

Motorcycle Application

Recreational Vehicle

Outdoor adventures await! Our low-rate RV loans are outstanding for both new and used recreational vehicles. Refinancing available.

  • No application fee
  • Terms up to 10 years
  • 100% of NADA retail of selling price

Recreational Vehicle Application

Boat Loans

Enjoy life on the water. Our low-rate boat loans are great for both new and used. We also offer boat loan refinancing options.

  • No application fee
  • Terms up to 8 years
  • Refinancing available
  • 100% of NADA retail of selling price

Boat Loan Application

How much will my loan payments be?

Available for our members!

Need a Carfax Report?

Buying a used car and need a Carfax report? Call us today or email for your report.


Click to Begin Making Your Online Payment

All payments are applied directly to your loan account within two business days, or on the posting date you have selected, and will automatically be credited towards your loan balance.

NOTE: Login required. Register if using for the first time. A fee will apply for credit/debit card transactions. Card payments made with VISA credit cards are not accepted.


Visit to make convenient payments to your AUCU Credit Card.

Finance Your Next Auto Purchase With Someone You Can Trust

Finance Your Next Auto Purchase With Someone You Can Trust

A vehicle purchase is an important yet exciting decision. Whatever your vehicle needs, determining how to pay for your new set of wheels is where Auburn University Credit Union can help.

We offer new and used car loans with low-interest rates. Most importantly, we make the process easier by helping you better understand your financing options.

Auto Loans FAQs

Starting the auto loan process sooner rather than later can make your journey less stressful. The following frequently asked auto loan questions are essential when it comes to preparing for your auto purchase:

Finance Your Next Auto Purchase With a Loan From Auburn University Credit Union

At Auburn University Credit Union, our team consists of local people with local knowledge. We take a vested interest in the communities we serve by helping members borrow wisely.

An auto loan is a serious decision that requires looking at the overall impact on your finances. The purchase price is just one factor in the final amount paid for your vehicle of choice.

Quick action is essential for securing financing when you decide upon the vehicle for your auto needs. Take your first step toward a manageable auto loan from Auburn University Credit Union by contacting us online or calling 888-899-2112. Together we can work to secure the right financing for your budget, leaving you with a manageable monthly payment and a new set of keys.

Image Source: Tero Vesalainen / Shutterstock


All loans are subject to credit approval. Rates are subject to change and are based off of credit worthiness.

Loan Rates