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Build your credit with an AUCU share secured loan with a low-interest rate. Borrow up to 100% of deposited funds.

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Make a large purchase, consolidate debt or cover unexpected expenses with an Auburn University Credit Union E-Z Eagle Line of Credit. You can also pay for short-term expenses such as taxes, holidays and vacations. No collateral is required, and you’ll get some of the best interest rates.

E-Z Eagle loan features:

  • Terms up to 36 months draw available before required renewal
  • No application fees
  • No collateral required

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Make a large purchase, consolidate debt or cover unexpected expenses with a Signature Loan. You can also pay for short-term expenses such as taxes, holidays and vacations. No collateral is required with excellent interest rates.

Signature Loan features:

  • Terms up to 60 months
  • No application fees
  • No collateral required


Auburn University Credit Union (AUCU) offers custom financial services, including saving, borrowing, and refinancing. We offer quick and secured loans at excellent rates in Montgomery & Auburn, Alabama. When you need to merge other debts, cover emergencies, make a large purchase, or build credit, AUCU is your trusted partner that can help you get there.

We help our clients reach their goals in various ways. To get started on a loan, review our easy online application process. Become a member today to start building financial wellness with us. We can support you as you navigate life’s milestones.

Share Secured Loans

Start by building your credit with our share secured loan and enjoy borrowing up to 100% of your deposited funds. We require no collateral for personal loans, and our interest rates are some of the best in Montgomery & Auburn, Alabama.

Types of Personal Loans

There are several types of personal loans – most are unsecured and have fixed rates. The best personal loans depend on the time you want to take to repay the loan and your current credit score. Common types of personal loans include:

Unsecured Personal Loans

Unsecured loans don’t require collateral. They are riskier for lenders, so most have higher rates and fees.

● Secured Personal Loans

Secured loans require collateral that your lender can recover if you cannot meet the loan agreements. Some institutions let you secure your loan with assets and personal savings. Secured loans have slightly low rates because they are less risky.

Fixed-rate Loans

Most personal loans have fixed rates, meaning your payments stay fixed for the loan’s life. Fixed-rate loans are ideal if you need consistent monthly payments. Fixed rates make it easier for you to budget, as you already know how much you need to pay each month.

Debt Consolidation Loans

A debt consolidation loan combines several loans, leaving you to pay a single monthly installment. This makes it easier for you to stay organized, pay on time, and may also lower your overall interest payments.

E-Z Eagle Line of Credit

You can cover unexpected expenses, consolidate debt and make large purchases with an AUCU E-Z Eagle Line of credit. With no securities required, we help you pay for any short-term expenses including taxes, vacations, and holidays. E-Z Eagle loan features include:

● No application fees;

● Interests below the competitive interest rates

● No collateral required;

● Terms up to three years before required renewal.

Why Choose Auburn University, Credit Union

In Montgomery & Lee, Alabama, we are a local service and member-owned credit union you can trust. We strive to provide you with a convenient place to save your money, borrow at some of the lowest rates in the industry, and pay fewer fees. AUCU offers excellent local customer service and is open to anyone living, working, or learning in Montgomery, Lee, Pike, Chambers, Barbour, Macon, Bullock, Elmore, Coosa, Tallapoosa, and Russell counties.

How to Start Service

If you want to join the AUCU family, call us today or visit one of our locations to set up an account.

Our locations include:

Join AUCU Family

Whether you need to grow your savings, establish credit, or borrow the money you need, AUCU is here for you. We are always committed to serving you and have sincerely believed in our Credit Union mission, people helping people, since 1960. As our member, you are part of the Credit Union that always cares for your financial wellness. Join us today and enjoy a Credit Union difference.


All loans are subject to credit approval. Rates are subject to change and are based off of credit worthiness.