Home Loans

Home Loans

Welcome Home

Hometown Credit Union. Here To Serve You.

From your first home to your forever home, it’s one of life biggest purchases and assets. With competitive rates and our unparalleled hometown service, we’ll make it easy so you can get back to the housewarming. Welcome home.

Girl running into a home with her parents behind her holding moving boxes. Moving boxes against the wall.

1st Mortgage Fixed

Flexible, affordable home financing.

  • Find the best option for your specific home-buying situation with a conventional loan from AUCU. Our mortgage specialists work closely with you to select the rate, down payment and terms that meet your financial goals. Whether you’re buying your first home, investing in a rental property or anything in between, we have the right solution for you.
  • Conventional mortgage loan features
  • Up to 80% loan-to-value financing
  • Fixed- and variable-rate terms

Paper cutout of a home with Second Mortgage written on it. A calculator and different forms of money are to the right of the screen.

2nd Mortgage Fixed

Interested in a fixed monthly payment but don’t want to refinance an existing first mortgage? This is a great choice.

  • Borrow a lump sum and enjoy a fixed payment
  • Get a fixed term and rate
  • Receive up to 90% combined loan-to-value financing
  • Terms up to 10 years


How much will my loan payments be?

Home Affordability Calculator