Loan Rates
Automobiles - 100% Financing
| Category | Rate |
|---|---|
| New Cars - Up to 84 months | As low as 3.75% APR |
| Used Cars - Up to 72 months | As low as 4.00% APR |
- APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change. Existing auto loans not available for refinance.
- $15,000 minimum amount financed for new auto loans over 60 months.
- **Add 1.25% rate increase to extend term to 84 months, $20,000 minimum.
- $10,000 minimum amount financed for used auto loans over 48 months.
- **Add 1.25% rate increase to extend term to 72 months, $20,000 minimum. All loans subject to credit approval.
Recreation Vehicle Financing
| Category | Rate |
|---|---|
| New Vehicles 0 to 72 months | 7.95% APR |
| New Vehicles 73 to 120 months ($20,000 minimum) | 7.95% APR |
| Used Vehicles 0 to 72 months | 8.95% APR |
| Used Vehicles 73 to 84 months ($10,000 minimum) | 8.95% APR |
Boat Financing
| Category | Rate |
|---|---|
| New Boats 0 to 48 months | 7.75% APR |
| New Boats 49 to 72 months ($10,000 minimum) | 7.95% APR |
| Used Boats 0 to 48 months | 8.25% APR |
| Used Boats 49 to 72 months ($10,000 minimum) | 8.50% APR |
Motorcycle Financing
| Category | Rate |
|---|---|
| New Motorcycles | 9.95% APR |
| Used Motorcycles | 10.75% APR |
Mortgage Loans
| Category | Rate |
|---|---|
| First Mortgages 5 to 10 Years Fixed | As low as 3.870% APR |
| First Mortgages 11 to 15 Years Fixed | As low as 3.750% APR |
| First Mortgages 16 to 20 Years Fixed | As low as 4.000% APR |
| 7 Year ARM | As low as 4.25% APR |
| 7 Year Balloon | As low as 4.25% APR |
| 5 Year ARM | As low as 4.00% APR |
| 5 Year Balloon | As low as 4.00% APR |
| Second Mortgages up to 5 years | As low as 7.00% APR |
| Second Mortgages over 5 years, up to 10 years | As low as 7.50% APR |
Home Equity Line of Credit
| Category | Rate |
|---|---|
| First Mortgage | 4.75% APR |
| Second Mortgage | 4.75% APR |
Interest Only 5 Year Balloon
| Category | Rate |
|---|---|
| First Mortgage | 6.75% APR |
| Second Mortgage | As low as 6.75% APR |
Other Loans
| Category | Rate |
|---|---|
| Signature Loans | As low as 7.90% APR |
| E-Z Eagle LOC | As low as 7.90% APR |
| E-Z Eagle Share LOC | 6.00% APR |
| Mastercard Platinum | As low as 7.90% APR |
- **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
- All loans subject to credit approval.
Share Loans
| Category | Rate |
|---|---|
| Up to 12 Months | 3.50% APR |
| 13 to 36 Months | 3.75% APR |
| 37 to 60 Months | 4.00% APR |
| 61 to 96 Months | As low as 4.50% APR |
| 97 to 120 Months | As low as 4.75% APR |