Current Rates

Current Rates


Loan Rates

Automobiles - Up to 125% Financing

Category Rate
New Cars - Up to 84 months As low as 1.99% APR
Used Cars - Up to 72 months As low as 2.25% APR
10+ Years (200,000 miles) - Up to 48 months As low as 4.99 % APR
  • Existing auto loans not available for refinance.
  • $15,000 minimum amount financed for new auto loans over 60 months.
  • Add 3 months onto term with purchase of GAP/CL/Warranty
  • 0.25% APR* Discount for Relationship Banking** *APR = Annual Percentage Rate. Rates and terms are based upon individual credit worthiness and are subject to change. **Relationship banking applies to members who have previously financed a vehicle with AU Credit Union.

Motorcycle Financing

Category Rate
New Motorcycles 0 to 48 months as low as 2.99% APR
New Motorcycle 49 to 72 months as low as 3.99% APR
New Motorcycles 73 to 84 months as low as 5.99% APR
Used Motorcycles 0 to 48 months as low as 4.99% APR
Used Motorcycles 49 to 60 months as low as 5.99% APR
Used Motorcycles 61 to 75 months as low as 6.49% APR
  • New Motorcycles equals 0-2 year old models
  • Used Motorcycles equals 3-8 year old models
  • Up to 125% Financing

Boat Financing

Category Rate
New Boats 0 to 72 months as low as 4.5% APR
New Boats 73 to 96 months as low as 6.0% APR
Used Boats 0 to 72 months as low as 5.75% APR
Used Boats 73 to 96 months as low as 6.99% APR
  • New Boats equals current or 3 years old model.
  • Maximum repayment for boat loans up to $20,000 is 72 months.
  • 100% Financing

Recreation Vehicle Financing

Category Rate
New Vehicles 0 to 72 months 4.75% APR
New Vehicles 73 to 84 months 5.25% APR
New Vehicles 85 to 120 months 6.75% APR
Used Vehicles 0 to 72 months 6.00% APR
Used Vehicles 73 to 84 months 6.50% APR
Used Vehicles 85 to 120 months 7.50% APR
  • New RV/Travel Trailer equals current or previous calendar year.
  • Maximum Loan Amount is $100,000.
  • Maximum Repayment for loans up to $20,000 is 72 months

Tractor/ATV/Trailer Financing

Category Rate
New Tractor/ATV/Trailer 0 to 72 months as low as 4.75% APR
New Tractor/ATV/Trailer 73 to 84 months as low as 5.25% APR
New Tractor/ATV/Trailer 85 to 120 months as low as 6.75% APR
Used Tractor/ATV/Trailer 0 to 72 months as low as 6.0% APR
Used Tractor/ATV/Trailer 73 to 84 months as low as 6.5% APR
Used Tractor/ATV/Trailer 85 to 120 months as low as 7.5% APR
  • New models equal 0-2 years old
  • Used models equal 3-8 years old
  • 100% Financing

Share/Certificate Secured Loans

Category Rate
Share/Certificate Secured 0 to 36 months 3.25% APR
Share/Certificate Secured 37 to 60 months 3.5% APR
Share/Certificate Secured 61 to 120 months 4.00% APR

Other Loans

Category Rate
Signature Loans as low as 7.90% APR
E-Z Eagle LOC as low as 7.90% APR
Mastercard Platinum Credit Card as low as 7.90% APR
  • All loans subject to credit approval. **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.

Home Equity Line of Credit

Category Rate
First Mortgage variable rate 3.25% APR
Second Mortgage variable rate 3.25% APR
5 Year Balloon variable rate interest only 5.25% APR

Mortgage Loans

Category Rate
First Mortgages 5 to 10 Years Fixed as low as 2.95% APR
First Mortgages 11 to 15 Years Fixed as low as 3.250% APR
First Mortgages 16 to 20 Years Fixed as low as 3.500% APR
7 Year ARM as low as 3.75% APR
7 Year Balloon as low as 3.75% APR
5 Year ARM as low as 3.50% APR
5 Year Balloon as low as 3.50% APR
Second Mortgages up to 5 years as low as 6.50% APR
Second Mortgages over 5 years, up to 10 years as low as 7.00% APR