CURRENT RATES

CURRENT RATES


Loan Rates

Automobiles - Up to 125% Financing

Category Rate
New Cars As low as 3.75% APR
Used Cars As low as 5.00% APR
  • Existing auto loans not available for refinance.
  • $15,000 minimum amount financed for new auto loans over 60 months.
  • Add 3 months onto term with purchase of GAP/CL/Warranty
  • 0.25% APR* Discount for Relationship Banking** *APR = Annual Percentage Rate. Rates and terms are based upon individual credit worthiness and are subject to change. **Relationship banking applies to members who have previously financed a vehicle with AU Credit Union.

Motorcycle Financing

Category Rate
New Motorcycles as low as 4.75% APR
Used Motorcycles as low as 6.75% APR
  • New Motorcycles equals 0-2 year old models
  • Used Motorcycles equals 3-8 year old models
  • Up to 125% Financing

Boat Financing

Category Rate
New Boats as low as 5.75% APR
Used Boats as low as 7.00% APR
  • New Boats equals current or 3 years old model.
  • Maximum repayment for boat loans up to $20,000 is 72 months.
  • 100% Financing

Recreation Vehicle Financing

Category Rate
New Vehicles 6.00% APR
Used Vehicles 7.25% APR
  • New RV/Travel Trailer equals current or previous calendar year.
  • Maximum Loan Amount is $100,000.
  • Maximum Repayment for loans up to $20,000 is 72 months

Tractor/ATV/Trailer Financing

Category Rate
New Tractor/ATV/Trailer as low as 6.00% APR
Used Tractor/ATV/Trailer as low as 7.25% APR
  • New models equal 0-2 years old
  • Used models equal 3-8 years old
  • 100% Financing

Share/Certificate Secured Loans

Category Rate
Share/Certificate Secured 5.00% APR

Other Loans

Category Rate
Signature Loans as low as 8.90% APR
E-Z Eagle LOC as low as 8.90% APR
Mastercard Platinum Credit Card as low as 8.90% APR
  • All loans subject to credit approval. **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.

Home Equity Line of Credit

Category Rate
First Mortgage variable rate 4.75% APR
Second Mortgage variable rate 4.75% APR
5 Year Balloon variable rate interest only 6.75% APR

Mortgage Loans

Category Rate
First Mortgages 5 to 10 Years Fixed as low as 5.50% APR
First Mortgages 11 to 15 Years Fixed as low as 5.75% APR
First Mortgages 16 to 20 Years Fixed as low as 6.25% APR
7 Year ARM as low as 6.50% APR
7 Year Balloon as low as 6.50% APR
5 Year ARM as low as 6.25% APR
5 Year Balloon as low as 6.25% APR
Second Mortgages up to 5 years as low as 7.75% APR
Second Mortgages over 5 years, up to 10 years as low as 8.25% APR