Automobiles - Up to 120% Financing
|New Cars||As low as 5.25% APR|
|Used Cars||As low as 6.00% APR|
- Existing auto loans not available for refinance.
- $15,000 minimum amount financed for new auto loans over 60 months.
- Add 3 months onto term with purchase of GAP/CL/Warranty
- 0.25% APR* Discount for Relationship Banking** *APR = Annual Percentage Rate. Rates and terms are based upon individual credit worthiness and are subject to change. **Relationship banking applies to members who have previously financed a vehicle with AU Credit Union.
|New Motorcycles||as low as 5.75% APR|
|Used Motorcycles||as low as 7.75% APR|
- New Motorcycles equals 0-2 year old models
- Used Motorcycles equals 3-8 year old models
- Up to 125% Financing
|New Boats||as low as 6.25% APR|
|Used Boats||as low as 8.00% APR|
- New Boats equals current or 3 years old model.
- Maximum repayment for boat loans up to $20,000 is 72 months.
- 100% Financing
Recreation Vehicle Financing
|New Vehicles||7.00% APR|
|Used Vehicles||8.25% APR|
- New RV/Travel Trailer equals current or previous calendar year.
- Maximum Loan Amount is $100,000.
- Maximum Repayment for loans up to $20,000 is 72 months
|New Tractor/ATV/Trailer||as low as 6.50% APR|
|Used Tractor/ATV/Trailer||as low as 7.75% APR|
- New models equal 0-2 years old
- Used models equal 3-8 years old
- 100% Financing
Share/Certificate Secured Loans
|Share/Certificate Secured||5.00% APR|
|Signature Loans||as low as 8.90% APR|
|E-Z Eagle LOC||as low as 8.90% APR|
|Mastercard Platinum Credit Card||as low as 8.90% APR|
- All loans subject to credit approval. **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
Home Equity Line of Credit
|First Mortgage||variable rate 4.75% APR|
|Second Mortgage||variable rate 4.75% APR|
|5 Year Balloon||variable rate interest only 6.75% APR|
|First Mortgages 5 to 10 Years Fixed||as low as 5.00% APR|
|First Mortgages 11 to 15 Years Fixed||as low as 5.25% APR|
|First Mortgages 16 to 20 Years Fixed||as low as 5.75% APR|
|7 Year ARM||as low as 6.50% APR|
|7 Year Balloon||as low as 6.50% APR|
|5 Year ARM||as low as 6.25% APR|
|5 Year Balloon||as low as 6.25% APR|
|Second Mortgages up to 5 years||as low as 7.75% APR|
|Second Mortgages over 5 years, up to 10 years||as low as 8.25% APR|