Automobiles - Up to 125% Financing
|New Cars - Up to 84 months||As low as 1.99% APR|
|Used Cars - Up to 72 months||As low as 2.25% APR|
|10+ Years (200,000 miles) - Up to 48 months||As low as 4.99 % APR|
- Existing auto loans not available for refinance.
- $15,000 minimum amount financed for new auto loans over 60 months.
- Add 3 months onto term with purchase of GAP/CL/Warranty
- 0.25% APR* Discount for Relationship Banking** *APR = Annual Percentage Rate. Rates and terms are based upon individual credit worthiness and are subject to change. **Relationship banking applies to members who have previously financed a vehicle with AU Credit Union.
|New Motorcycles 0 to 48 months||as low as 2.99% APR|
|New Motorcycle 49 to 72 months||as low as 3.99% APR|
|New Motorcycles 73 to 84 months||as low as 5.99% APR|
|Used Motorcycles 0 to 48 months||as low as 4.99% APR|
|Used Motorcycles 49 to 60 months||as low as 5.99% APR|
|Used Motorcycles 61 to 75 months||as low as 6.49% APR|
- New Motorcycles equals 0-2 year old models
- Used Motorcycles equals 3-8 year old models
- Up to 125% Financing
|New Boats 0 to 72 months||as low as 4.5% APR|
|New Boats 73 to 96 months||as low as 6.0% APR|
|Used Boats 0 to 72 months||as low as 5.75% APR|
|Used Boats 73 to 96 months||as low as 6.99% APR|
- New Boats equals current or 3 years old model.
- Maximum repayment for boat loans up to $20,000 is 72 months.
- 100% Financing
Recreation Vehicle Financing
|New Vehicles 0 to 72 months||4.75% APR|
|New Vehicles 73 to 84 months||5.25% APR|
|New Vehicles 85 to 120 months||6.75% APR|
|Used Vehicles 0 to 72 months||6.00% APR|
|Used Vehicles 73 to 84 months||6.50% APR|
|Used Vehicles 85 to 120 months||7.50% APR|
- New RV/Travel Trailer equals current or previous calendar year.
- Maximum Loan Amount is $100,000.
- Maximum Repayment for loans up to $20,000 is 72 months
|New Tractor/ATV/Trailer 0 to 72 months||as low as 4.75% APR|
|New Tractor/ATV/Trailer 73 to 84 months||as low as 5.25% APR|
|New Tractor/ATV/Trailer 85 to 120 months||as low as 6.75% APR|
|Used Tractor/ATV/Trailer 0 to 72 months||as low as 6.0% APR|
|Used Tractor/ATV/Trailer 73 to 84 months||as low as 6.5% APR|
|Used Tractor/ATV/Trailer 85 to 120 months||as low as 7.5% APR|
- New models equal 0-2 years old
- Used models equal 3-8 years old
- 100% Financing
Share/Certificate Secured Loans
|Share/Certificate Secured 0 to 36 months||3.25% APR|
|Share/Certificate Secured 37 to 60 months||3.5% APR|
|Share/Certificate Secured 61 to 120 months||4.00% APR|
|Signature Loans||as low as 7.90% APR|
|E-Z Eagle LOC||as low as 7.90% APR|
|Mastercard Platinum Credit Card||as low as 7.90% APR|
- All loans subject to credit approval. **APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
Home Equity Line of Credit
|First Mortgage||variable rate 3.25% APR|
|Second Mortgage||variable rate 3.25% APR|
|5 Year Balloon||variable rate interest only 5.25% APR|
|First Mortgages 5 to 10 Years Fixed||as low as 2.95% APR|
|First Mortgages 11 to 15 Years Fixed||as low as 3.250% APR|
|First Mortgages 16 to 20 Years Fixed||as low as 3.500% APR|
|7 Year ARM||as low as 3.75% APR|
|7 Year Balloon||as low as 3.75% APR|
|5 Year ARM||as low as 3.50% APR|
|5 Year Balloon||as low as 3.50% APR|
|Second Mortgages up to 5 years||as low as 6.50% APR|
|Second Mortgages over 5 years, up to 10 years||as low as 7.00% APR|
All payments are applied directly to your loan account within two business days, or on the posting date you have selected, and will automatically be credited towards your loan balance.
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