SAVE

SAVE

REACH YOUR GOALS

SHARE SAVINGS & CERTIFICATES

START SAVING FOR YOUR FUTURE TODAY

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PRIME SHARE

Start here and become a member with us. All it takes is a $5 opening deposit and watch as your dividends accrue daily and are paid out quarterly. There’s no fee for active accounts, and you get convenient remote access.

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SUB SHARES

Saving up towards specific goals? A Sub Share Account allows you to save for something specific, or separate your finances into separate Sub Shares on the same account, insurance, a new car, car repairs, vacation, or a new home, etc.

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GROW YOUR MONEY FASTER

You really may be closer to meeting your goals than you realize. Our certificate dividend rates are often higher than the national average.

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Short Term Share Certificate

Terms from 90 to 365 days allow you to ensure you won’t spend your money… In the meantime, dividends are accruing daily and are paid at maturity. Knowing there is a penalty for early withdrawal is the motivation to just leave it alone.

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LONG TERM SHARE CERTIFICATE

Terms from 12 to 60 months require more discipline and reward you with higher rates. Dividends accrue daily and are paid quarterly. If you need to make an early withdrawal, the penalty is as follows:

  • For less than 18 months: forfeiture of all dividends on the amount withdrawn for 90 days.
  • For greater than 18 months: forfeiture of all dividends on the amount withdrawn for 180 days.

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IRA SHARES & CERTIFICATES

A tried and true way of saving for retirement. This may provide significant immediate tax savings, and by deferring all taxes on earnings, the power of compound earnings is strengthened. We offer IRA savings as well as certificates.

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IRA SAVINGS

If you earn compensation and will not reach 70½ by the end of the year, you may contribute to a traditional IRA. The ability to defer taxes on the earnings, and to withdraw in a year when you may be in a lower tax bracket, can mean more after-tax dollars for your retirement.

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IRA LONG TERM CERTIFICATES

For more conservative investors, this option offers guarantees and predictability. See exactly how much you’ll earn over the term, allowing you to plan your retirement date without worrying about the market.

  • Terms from 12-60 months.
  • There is a 180 day dividend penalty for early withdrawal.

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ROTH IRA SAVINGS

Unlike traditional IRAs, these contributions are never tax-deductible, but the money invested can be withdrawn tax-free anytime. And if you qualify, you can withdraw the earnings tax-free, too.

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ROTH IRA LONG TERM CERTIFICATES

A conservative approach to retirement that grows tax-free.

  • Terms from 12-60 months.
  • There is a 180 day dividend penalty for early withdrawal.

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Credit union members can save on a variety of products and services like TurboTax, SimpiSafe, Sam’s Club, ID Theft Protection, Home & Auto Insurance, Travel & Entertainment, and much more!

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